Contact Us

Phone
0412 443 993

Email
mark@remarkablefinance.com.au

Postal Address
285 Lennox Street,
Richmond VIC 3121

Online Enquiry

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Document Checklist

Most lenders follow a similar process when it comes to approving loans, so they generally need the same documentation.

This is a general checklist and you may not need some of them. We can help show you which ones you need.

Personal identification

  • A current Passport or Birth Certificate
  • Driver’s Licence. (Please note if these documents are in your maiden name, you will also need to provide a copy of your Marriage Certificate.)
  • Other documents that may be useful: a Medicare card, Council Rates Notice, Health Care card, Tertiary Student ID card.

Income details

  • The two most recent payslips from your employer. (Ideally these will show the company name, and year-to-date income figure).
  • The most recent ATO Income Statement.
You may also need:
  • Rental income statements or bank accounts showing rental income for any investment properties
  • Bank statements for the last three months transaction account showing salary credits
  • Proof of share dividends or interest earned
  • Centrelink letter confirming eligible benefits or pensions
  • Proof of any other regular, ongoing income.
If self employed:
  • The last two year’s personal and business tax returns and ATO assessments.
  • Other income details

Existing liabilities

  • Statements for the last six months for any existing home loans or personal loans
  • Latest credit card statement
  • Statements for any other ongoing liabilities such as HECS debts, car loans, etc

Additional documents for purchases

  • Copy of the Contract of Sale for the property being purchased
  • Statements to show your savings history and funds to complete. This could include share certificates, savings account statements, term deposit statements, etc.
  • If funds are being gifted to you, a Statutory Declaration from the person gifting you the money may be required.

Additional documents for borrowers seeking a construction loan

  • A copy of a valid builder’s fixed price tender, including all specifications.
  • A copy of Council approved plans and permits
  • Progress payment schedule
  • Builders insurance and Home insurance details.
  • Copy of the Contract of Sale for the property being purchased
  • Statements to show your savings history and funds to complete. This could include share certificates, savings account statements, term deposit statements, etc.
  • If funds are being gifted to you, a Statutory Declaration from the person gifting you the money may be required.